Finally we are nearly on the property ladder , it’s taken a while but we are so close to completion. We have been renting our current house for nearly two years now and we loved it so much we decided to buy it. We have gone through all the stages of saving and purchasing , just waiting on the final signature on that dotted line.
One of the first things we had to do was get the house valued it’s amazing how much value can change over the years. The best way to find out how the value of your house has changed over the years is to Visit Sunlife today to use their calculator , this was so interesting when we checked ours to see the changes.
Once we had the house valued this gave us an idea of what kind of deposit we would need as it is 10% of the houses value. Once we had a figure in mind we could start the ball rolling.
Saving for the deposit has been hard at times as you have to be so strict with yourself and cut back on so much , but it really has been worth it. These are a few things we did to help us save for our dream house.
Cut down on food shopping
Being a family of four and cooking most meals from scratch we tend to spend a lot on food. Before saving we didn’t have a set supermarket and we would just shop where the mood would take us. We decided to fully switch to lower priced supermarkets and go for more own brand products. This helped us save at least £50 plus a week.
Go on more free days out
This has been a huge help to us as we have saved so much money doing this. Instead of paying entry fees to places we have chosen forest , beach and mountain adventures. We either take a picnic or in the colder months the camp stove so we can have a hot meal. We have also all really enjoyed this and got plenty of fresh air and freedom.
Cut down on takeaways and eating out
We used to spend large amounts on going out for lunch or dinner and this taught us to cut down dramatically and only eat out once a month for a treat. We ere never huge on takeaways but would sometimes get two a month which of course added up when they average about £25 a time. I started cooking Chinese or Indian meals at home and have even bought the little deliver trays , the little ones love it and it costs a fraction of the price.
Have a de-clutter and make some money at the same time
As you can imagine with two little ones we have just masses of stuff! This was a fab chance to have a de-clutter and make some money by selling items on selling sites and car boot sales. It felt good to have a de-clutter and make some money from it.
As you can see there are so many ways to make money and save if you are really motivated. The idea of never moving again and giving our little ones a forever home they are so happy in really helped to motivate us.