I am always looking for ways to save money as the little ones seem to need something a lot of the time. Since having a family I have become a lot more responsible with money. You never know what is going to pop up from house repairs to a sudden growth spurts.
I have come up with some money-saving tips when you have a family –
Meal planning and online grocery shopping
I find if I sit and do a meal plan and a list of shopping needed then do my shopping online it saves so much money. I love Sainsbury’s for online shopping they have some amazing deals and rarely brings substitutes.
Shopping online saves money for the simple reason being I know what I need to get , I’m not trying to shop with two little ones demanding all of my attention and I am not picking up loads of impulse items. Our food shopping has gone down by around £20/30 since doing an online shop. You also get sent a lot of money off vouchers each week/month which helps a lot.
Walk instead of using the car or public transport
Public transport and fuel for the car can add up. If you are only going on small journey for example a mile or two away take a walk. If it’s a nice day you could also make this a fun adventure , pick a scenic green route to walk and stop off with a picnic. This gives a solution to two things in one go – saves money and provides a day out. As a Mum of two I’m always looking for things to make my life easier.
Money saving sites and vouchers
The internet can be a fabulous place for finding discount codes and money off vouchers. If you know you want to buy something specific , search for a voucher code first the chances are you will find one. Magazines and newspapers are also another great place to find money off vouchers/codes. I also find if you download certain store/restaurant apps you will find money off codes. Your emails can also contain some fab vouchers and codes for money off too. Voucher codes is amazing for this.
Use comparison websites
Always check that you at getting value for money and the cheapest deal. Use money comparison sites for checking your utility bill prices and also things like house and car insurance. It’s amazing what you can save by switching instead of just renewing your old polices/plans.
No matter how careful you are there is always that risk of getting in to financial difficulty These are just a few ways to help you along the way. If you do get in to difficulty there are others methods that can help. For example a loan is a good short-term solution. But of course always research any loan you are going to commit to and ensure you can afford the repayments.